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Business banking tech provider Bottomline Technologies introduced its Digital Banking IQ Intelligence Engagement Suite, a set of services that includes payments, cash management, risk and fraud management, relationship development, client onboarding, and account opening.

The solutions use AI and machine learning to provide banks with a more in-depth analysis of their customer relationships. 

The suite also connects bank with open banking APIs — which could help them streamline open banking adoption. The US banking industry is slowly moving towards open banking without the level of regulatory push that there is in the UK: EY ranked the US fourth in its Open Banking Opportunity Index.

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